A savings account is a deposit account designed to hold the money you don’t plan to spend immediately. This is usually different from a current account that is designed to be used by businesses for everyday business transactions. Savings accounts are important because they help you save towards your personal…
If you are an individual looking to open a bank account, you might often be presented with a different range of options that promises to fulfill your financial need. One of the options you might have come across is personal banking. But what exactly does personal banking mean and how…
Whether you’re just starting your financial journey or you are seeking a better way to manage your money,the total number of personal banking accounts you should have will depend on your financial goal and lifestyle. While most people have two accounts: one for everyday purchases and one for savings, there…
Do you want to download the Moniepoint App and looking for a step by step guide? Then this guide is for you. In this article, we will guide you through the process of downloading, installing and getting started with your account. What is the Moniepoint Personal App? The Moniepoint Personal…
As an individual, managing your finances is critical to your success. When it comes to achieving your personal financial goal, one of the most important steps you can take is to open a savings account. This type of bank account offers several benefits that can help you achieve your financial…
A savings account and a current account are two different kinds of bank accounts, and they have specific uses for people. Both of these accounts help you handle your money, but they are made for different financial goals. Whether you’re just starting to manage your finances, trying to improve how…
A savings account serves as a secure repository for your hard-earned money, allowing you to earn interest on your deposits while maintaining easy access to funds. Whether you’re just starting on your financial journey, planning for a big purchase, or building an emergency fund, opening a savings account is a…
Do you ever wonder how you can build good money habits that lays the foundation for helping you achieve your financial goals? Do you ever wish that you can be financially free rather than grapple with constant money problems? By cultivating a routine of consistent savings, conscientious spending, and heightened…
Moniepoint’s personal banking solution offers reliable debit cards to over 33 million Nigerians using its terminals monthly, with an easy dispute resolution system that ensures funds reversal for failed card transactions. Moniepoint Inc., through one of its subsidiaries in Nigeria, leads the in-person payments market and with this personal banking…
If you’re a business owner, one constant worry is how to reduce business expenses without sacrificing quality, reputation or laying off staff. Cash flow is a constant source of worry for most small and mid size businesses. According to business statistics, 95% of businesses fail within their first 5 years…